Low Risk Investing

Making FIFA coins in small amounts on a daily basis (5 methods)

1. Out of Packs (OOP) Investing

One of most consistent money makers, undoubtedly, is OOP investing. Any time a player gets an upgraded card, such as TOTW or Halloween Scream, their gold card goes out of packs. This cut in supply often results in an increase in price.

See for yourself in these tables from FIFA 19.

FIFA 19 TOTW 2 Gold Cards
PlayerSeptember 26th PriceOctober 2nd Price% Change
Shoya Nakajima8004,000+400%
Kenny Lala5382,286+325%
Ron-Robert Zieler5261,218+132%
Joel Matip1,3793,176+130%
Miralem Sulejmani6481,426+120%
Lucas Leiva2,2254,179+112%
Vedad Ibisevic477934+96%
Lucas Hernandez12,68924,778+95%
Rodrigo De Paul517927+79%
Ilkay Gundogan8,25314,264+73%
Thomas Meunier7,71112,958+68%
Petr Cech1,4282,314+62%
Bertrand Traore8461,245+47%
Lorenzo Insigne52,60373,118+39%
Ahmed Musa727964+33%
Ben Yedder5,6154,927-12%
Anderson Talisca4,0493,223-20%
FIFA 19 Halloween Scream Gold Cards
PlayerOctober 20th PriceOctober 28th Price% Change (+/-)
Kevin-Prince Boateng7752,260+191.6%
Sven Bender9382,709+188.8%
Lars Bender8702,333+168.2%
Jelle Van Damme8131,859+129.7%
Charly Musanda8001,650+106.2%
Justin Kluivert2,1004,175+98.8%
Mateo Kovacic1,2602,500+98.4%
Mamadou Sakho8751,606+83.5%
Daniel Sturridge9581,644+71.6%
Sami Khedira5,6959,552+67.7%
Memphis Depay1,1101,754+58.0%
Ivan Perišic3,3505,216+55.7%
Christian Pulisic7881,191+51.1%
Juan Cuadrado6,5249,523+46.0%
Vincent Kompany17,50923,700+35.4%
Franck Ribéry21,70727,298+25.8%
Fraser Forster700850+21.4%
Mesut Özil43,17251,239+18.7%
Karim Benzema38,20045,239+18.4%
Yannick Carrasco14,51417,066+17.6%
Peter Crouch2,8003,118+11.4%

2. Bronze Pack Method

The popular companion and web apps allow FIFA players to participate away from the console. They can make squad changes, buy and sell players, and even open packs. As a result, BPM became a widely used trading technique in FIFA 18. People with downtime could feed their pack addiction while making coins any time, anywhere. It was a popular strategy in FIFA 19, and I expect it to continue in FIFA 20.

A good guide for how to do the Bronze Pack Method can be found here. Note that a full transfer list is essential in order to maximize your profits.

3. BID and BIN 

Find a good market filter in which players are being won on bid for a good amount less than their lowest BIN. Typically, the best place to look to find these sort of filters is to search new SBCs as they come out; people often don’t yet realize the cards they possess have increased in value, and they list them on the market for far less than they are worth. In FIFA 18 and 19, I made most of my gains at the beginning of the year on silver midfielders from England (see this article for the specifics).

Players can be won by either bidding of sniping. Similar to BPM, a full transfer list is helpful to increase your profits while practicing this method.

4. Players for Discard

Each player has a given quick sell value. For example, an 81 rated inform can be discarded for 9,882 coins (see here for a full list of quick sell values by version/rating). If I buy the card for 10,000 coins, I am only sacrificing a loss of 118 coins.

Investing in players for discard minimizes your risk to investment, and they can deem extremely profitable in the event that EA requires your card for some SBC.

Week in and week out, a viable strategy is to get buy TOTW players that are close to discard and sell them 7-14 days later. Typically, I like to target 80+ rated defenders from the big 5 leagues that are 15k or less. Their supply is decreased due to being submitted into SBCs, and consequently their prices (almost without fail).

5. League SBCs

Throughout the year, EA releases league SBCs that require submitting a full team from each squad in a league. The reward for completing all clubs is an upgraded, untradable special player, such as Hamsik from Calcio A or Giovinco from MLS.
These can be extremely profitable if you get ahead of the curve and buy low supply, high demand players before the SBCs are released. For example, there were very Crotone defenders in FIFA 18. A few weeks after the release of the Calcio A SBC, many of their prices doubled, tripled, or even quadrupled in price.
Steps to Investing in League SBCs
1. Choose one of the top 5 leagues (Bundes, Calcio, La Liga, Premier, or Ligue 1) that has yet to have a League SBC.
2. Look into club rosters to find where there are limited options available at a specific position (e.g. only 1 LB, only 7 total defenders, minimal gold cards for defenders, etc.).
3. Buy silver/gold players that fit the above criteria and remain undervalued.