How to Make 1 Million Coins By October 19th

The FIFA 21 web app launch is on Wednesday, September 30th. EA Access begins on Thursday, October 1st, Champions/Ultimate Edition starts on Tuesday, October 6th, and the full FIFA 21 release is scheduled for October 9th.

Here is how you can make 1 million coins in the 20 days from September 30th to October 19th.

0-10k (September 30th)


  • Login to the web app daily – EA give out rewards for logging into the web app every day. These rewards vary depending on how long you have played Ultimate Team; players that have been involved for more years will receive more glamorous packs and coin gifts. However, even if you just began playing FIFA this past year, make sure you login daily as small rewards of 50-100 coins can make a huge difference at the beginning of the trading season.
  • Complete Objectives – These were introduced in FIFA 18. Starter Objectives, Daily Objectives, and Weekly objectives earn you rewards such as packs, coins, and items. While many of the rewards are slim, they can make a big difference in making your first couple thousand coins.
  • Find filters that return players required for SBCs – In FIFA 18, 19, and 20, the “One-Nation Midfield” SBC shown below was a HUGE moneymaker for me (see details in this article).

    In FIFA 21, I anticipate there to be more challenges like this. Early SBCs are one of the only ways people can get decent pack rewards at the beginning, and because of this, players who are required for them are in high demand. However, people often don’t realize the value of these players and list them for far below what they are worth. I’ll communicate later on if there are any particular SBCs or filters which deem profitable.

10k-50k (October 1st-2nd)


  • Continue grinding profitable filters – It is essential to be trading religiously in the first 20 days following the web app release in order to get to 1,000,000 coins by October 19th. Target profiting at least 10k per hour when trading. If finding filters for SBCs proves unsuccessful, attempt trading silvers from popular leagues (Bundesliga, Serie A, Ligue 1, La Liga, or Premier League) by either sniping or bidding on them. Utilize your full transfer list when doing so to maximize your profits.
  • Attempt trading cheap TOTW 1 cards – Now that we have established a decent coin base, we can attempt to trade more expensive players. This is advantageous because there is less competition for these cards i.e. less people have the capital available to buy them. Try filtering Special – 15,000 coins max buy it now and see if you can get some deals on TOTW 1 players in the 59th minute. You could try to filter TOTW specifically with the new rarity filter, too.
  • Monitor OTW gold card prices – Investing in these players was one of the best early investment options in FIFA 20.
    PlayerSeptember 27th Price (PS4)October 6th Price (PS4)% Change
    Nico Barella1,3433,754180%
    Harry Maguire2,0225,092152%
    Sébastien Haller4,1346,55459%
    Lucas Hernandez53,10180,16151%
    Ben Yedder41,87962,64350%
    Nicolas Pépé69,01588,23128%
    Thorgan Hazard6,4487,70019%
    Eden Hazard485,872521,61119%
    Frankie de Jong85,711100,00017%
    João Félix21,96524,35611%
    De Ligt30,38432,4117%
    Luka Jović5,6143,793-32%
    I expect more of the same for FIFA 21. Stay active on the website or socials to see who my favorite looks are when the time comes. Some early looks that interest me include:

    • Willian
    • Hakimi
    • Florenzi
    • Acuña
    • Meunier

50k-200k (October 3rd-5th)


  • Continue grinding profitable filters – See above.
  • Attempt trading cheap TOTW 1 cards –  See above.
  • Buy OTW gold players – We cannot be sure which players will make the Ones to Watch squad and which will not. For that reason, it is a good idea to spread out your investments. I recommend picking up at least one of each of these players and tossing them in your club. That way, they will not take up valuable transfer list space that could be used for trading.
  • Buy TOTW 2 gold players – For the same reason that OTW gold cards are so profitable, so too are TOTW 2 gold cards. When a player gets an inform, their gold card is forced out of packs, cutting off their supply and often increasing their price. Take a look at these TOTW 2 gold card examples from FIFA 20.
    PlayerSeptember 25th PriceOctober 1st Price% Change
    Willian Jose2,2054,00081%
    Carlos Eduardo64585032%
    Thiago Silva19,33125,17330%
    Kevin de Bruyne339,494388,58314%
    Ruben Blanco45550010%
    James Maddison2,0642,2007%
    Amine Harit78070010%
    After the matchday for the weekend of October 3rd-5th, we will get an idea of who will make the TOTW 2. Pay attention to games on that Friday-Sunday to get in early before other investors. Just like OTW, it is hard to determine who exactly will make the TOTW 2 squad; diversify your gold investments to cover your bases and free up TL space.

200k-500k (October 6th-8th)


  • Continue grinding profitable filters – See above.
  • Attempt trading cheap TOTW 1/2 cards –  See above.
  • Buy unexpected TOTW 2 golds (October 7th when TOTW drops) – We cannot be sure who will be in the TOTW squad when it comes out at 3PM UK time on October 7th. However, when it does drop grab any gold cards of players that weren’t expected to make the squad. These players will be less likely to have inflated from investors and, as the table above shows, are a safe bet to rise over the 7 days that they are out of packs.
  • Refer back to this website – In each FIFA, much of what works in the early days is the same. We sell the items in the catalogue, activate coin boosts, and invest in TOTW 2/OTW gold players. From year to year, though, some players stand out as better/surer investments than others. I always post here when a potentially profitable investment stands out to me, so check back here to see what I’m most interested in.

500k-1,000,000 (October 9th-October 19th)


  • Continue grinding profitable filters – See above.
  • Attempt trading cheap TOTW 2 cards –  See above.
  • Buy unexpected OTW golds (October 9th when OTW drops) – We cannot be sure who will be in the OTW squad when it comes out at 6PM UK time on October 9th. However, when it does drop grab any gold cards of players that weren’t expected to make the squad. These players will be less likely to have inflated from investors and, as the table above shows, are a safe bet to rise over the 10 days that they are out of packs.
  • Sell TOTW2/OTW gold cards – Historically, OOP (out of packs) investments tend to be the highest in the last day or two before they return to packs. I would wait to sell until TOTW 2 gold cards until around October 12th and OTW gold cards around October 17th. Make sure you are listing for lazies in the meantime, though.